Dynamic currency conversion

Payments that feel like home. Wherever your customer is from.

Offer international cardholders the choice to pay in their home currency, at the counter and online. They see a familiar currency, you earn a share of the conversion, and settlement lands in your currency as normal.

In store · Online · One settlement
Tower Bridge, London
Why offer it

A clear choice for your customer and a new line of revenue for you.

DCC removes the fear of not knowing what it will cost, and pays you for offering it.

Transparent for the customer

Visitors see the exact amount in the currency they think in, with the rate shown up front. No nasty surprise on their statement.

A share of every conversion

You earn an agreed margin on each DCC transaction, revenue from sales you were already making.

No FX risk for you

Cardholders carry the currency choice. You always receive in your home currency.

Both channels

One conversion engine, in store and online.

In store

On the terminal, at the tap.

When a foreign card is presented, the terminal detects the currency and offers the choice on screen. The customer picks, the receipt prints in both currencies.

  • Automatic foreign-card detection
  • Clear choice on the terminal screen
  • Dual-currency receipts
  • Works on every Musqet terminal
Online

In the checkout, before they pay.

The Musqet checkout recognises the card BIN and presents the home-currency price inline. One toggle, locked rate, no redirect.

  • BIN-based currency detection
  • Inline price in the checkout
  • Locked rate at confirmation
  • Same gateway, no extra integration
How it works

Detect, offer, lock, settle.

01

Detect the card currency

Musqet identifies the cardholder’s home currency from the card the moment it’s presented, in store or online.

02

Offer the choice

The customer is shown the price in their own currency and yours, with the rate and any margin disclosed up front.

03

Lock the rate

If they choose their currency, the rate is guaranteed at that moment so the amount on their statement matches the screen.

04

Settle as normal

You settle in your home currency exactly as you do today, with your DCC share itemised in reconciliation.

Done right

Card scheme compliant.

DCC is only good business when it’s transparent. Musqet builds the card-scheme rules in so the choice is always genuine and clearly presented.

Always opt-in

The cardholder makes the choice. Paying in the merchant currency is always offered and never hidden.

Rate & margin shown

The exchange rate and the DCC margin are disclosed before the customer confirms, as the schemes require.

Scheme-compliant

Built to Visa and Mastercard DCC rules, with the required wording on screens and receipts.

Itemised reporting

Every DCC transaction and your earned share appear in the same reconciliation as the rest of your payments.

Home comforts for the international traveller.

Switch DCC on across your terminals and checkout, and start earning a share of every international sale you already make.